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You Have Been Served a Summons – What Now?   If you have been served a summons for delinquent, unsecured debt or if you feel it is likely that you will be served, remaining constantly fear-ridden is…
Is it possible that information in your credit report could be damaging your score, without your knowledge? – yes, it is very possible!  Hello, I am James Foley PLLC; and if your credit score has…
My name is James Foley; and as a Debt Defense lawyer who represents the residents of Aledo, I am all too familiar with how millions of Americans end up struggling with paying credit-card debt.  Life…
Any credit report, belonging to anyone, can be breached:  Identity theft, unauthorized access, data-management errors, and other activities can seep into our credit reports without our knowledge. …
We are, all, familiar with the three main credit reporting agencies:  Equifax, Transunion and Experian; but did you know errors on your credit report can occur with these and any other CRA?  Whether…
It may come as a surprise to learn that credit reports from any credit reporting agency – including well-known Equifax, Transunion and Experian – can contain false, or outdated information.  Your…
  Many people are not aware that their credit reports could contain false information that could lower their credit scores.  Credit reports listed with any credit bureau, including well-known as…