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What Is A Credit Report? A credit report gives a summary of an individual’s credit history, including debt and open credit lines. The report is provided by one or more consumer…
The Importance of a Credit Report   A good credit report is an essential part of any consumer’s financial health. Whether it is a new car, a new home, or even a job application, a…
Are You Being Sued?  I'm on Your Side! Credit-card holders become acutely aware, once they are being sued for credit-card debt, that consequences for non-payment can be severe – even…
 Don't Battle It Alone Credit-card debt is 'unsecured'; though the word 'unsecured' is misleading since missed payments can result in devastating consequences for the card-holder. …
Let's Fight This, Together! It is astonishing how quickly credit-card debt can accumulate; and, equally, astonishing is what credit-card holders can face when payments become…
 I Can Be Your Staunch Ally!   To the surprise of many, the consequences of past-due credit-card payments can be severe for the credit-card holder; and it goes beyond just a black mark on one's…
Don't Fight It Alone! Credit-cards can be a blessing or a curse depending on how manageable the payments may remain.  For many Americans, an occasional missed payment is not uncommon…