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I absolutely cringe when I hear the term judgment proof. I originally wrote this blog several years ago. It makes more sense than ever now that the majority of phone calls I get are from debtors…
The better question is can you afford not to hire one. Credit card lawsuits are filed en masse by a handful of law firms across the state. I’ve personally reviewed court files and seen one attorney…
I’ve been sued by a creditor. Is Bankruptcy the only option? In short, no. Bankruptcy is a big step. You should consider all your legal options before deciding if you should file. A…
Someone came to my house, maybe late in the evening or on a weekend. They were wearing civilian clothes and driving their personal car. They handed me some official looking papers stating that I was…
I am a huge fan of TCU Horned Frog Baseball. Frog Coach Jim Schlossnagle is fond of using little sayings to motivate his team. One of my personal favorites is “must be present to win.” This concept…
Maybe you had your car or truck repossessed because you were behind on payments.  All is not lost. Were you sued for the deficiency on your note after the vehicle has been sold at auction?…
As part of my law practice,  I help people who have errors on their credit reports. I see a variety of errors on the credit reports of consumers. These are people who regularly pay their bills,…