Legal Help for Credit Reporting Errors

Legal Help for Credit Reporting Errors for consumers in Texas | James Foley, PLLC

Do you have errors on your credit report, or a credit score that’s shifted unexpectedly? You should check and download your credit report at once if you haven’t already. 

Credit reporting agencies (CRA’s) like TransUnion, Equifax, and Experian offer ways to dispute credit reporting information, but what you may not know is that they cross-reference your disputes with other parties that might disagree. 

If you’re waiting on a credit report dispute or you’re considering filing one from anywhere in the great state of Texas, stop and call me at once. I’m James Foley, PLLC, and I help Texans from El Paso to Tyler and Amarillo to San Antonio get back in control of the fairness of their credit reports. I could save you time and money, but I’ll definitely save you the headache, and as soon as we’re able to sit down for a free consultation. 

When you need excellent legal representation and advice to get your credit reporting straight under the FCRA, you’re best bet is James Foley. If you live in Ft. Worth, Houston, San Antonio, Waco or anywhere in between, call me at 817-738-1633.

Denied Dispute or Appeal with Experian, TransUnion, Equifax? You have options! 

Disputes or appeals can be challenging, but nothing is so defeating as having such a request denied or delayed. If you’ve filed an appeal or are about to, based on reaged, fraudulent, or incorrect information, you need legal help. 

But legal help doesn’t have to come with a hefty price tag. Even better, if you’ve been wronged, you could be owed monetary damages in the end, making your costs little to none. Either way, getting your credit totally accurate is worth its weight in gold! 

The most important thing when I take on Fair Credit Reporting Act (FCRA) lawsuits in Texas is time, so reach out to me as soon as possible once you’ve verified an account isn’t yours. When clients act too late, they’re much more likely to lose their case. And that’s true for FCRA lawsuits and litigation in Houston, Waco, Austin, San Antonio, or Midland/Odessa. 

Free Consultation for Fair Credit/Accurate Credit Report Cases in Sherman, Allen/Plano

When you need legal help with fair credit reporting in Amarillo, Tyler, El Paso, Wichita Falls, North Dallas, and Garland, call James Foley, PLLC, and I’ll start your case for as little as the price of postage. 

If we’re going to work together, make sure you have the following information:


When it’s lost in cyberspace, you’ve got no case! Download everything, especially correspondence with credit agencies and credit reports, many of which are deleted or overwritten as time goes on. Make sure to get ahold of any relevant financial data too, which can be payments, credit card statements, and more. The stronger your documentation, the better the odds are that you’ll win. 

2. CALL ME AT 817-738-1633 TODAY

Call me TODAY, because even a week can make all the difference in your case. I’m not kidding about this part! Whether the issue is the result of post-bankruptcy collection, merged file, computer error, reaged debt, or identity theft, your credit accuracy is guaranteed legal protections under federal law. And don’t file a dispute or appeal until we’ve talked, because I can usually do that for you too. 


I won’t litigate your case until it’s absolutely necessary. Unfortunately, the other party (without naming names!) in situations like these can make that necessary to do. Federal court is your friend, not an intimidating arena where you’re set up to lose. We’ll argue your case to a judge, and take advantage of your rights as an American to a fair credit report. My goal is to get you paid! 

Dallas and Fort Worth Credit Reporting Accuracy Legal Help | 817-738-1633

Whether you’re on the verge of a new job or hoping to open a new line of credit, getting your credit report straight can mean thousands of dollars of savings over the next decades. Having a lawyer at your side in this process can mean the biggest bang for your buck, and even better, bringing an end to these headaches. 

For FCRA and credit report disputes in Rockwall, Garland, McKinney, Frisco, Terrell, Georgetown, Abilene, Grapevine, Weatherford, Houston San Antonio, or Farmers Branch, call James Foley, and let’s do everything to fight, win, and give you a new start for your financial future: 817-738-1633.