Weatherford Identity Theft Solutions & Hudson Oaks Identity Theft Attorney
I’m James Foley, PLLC, North Texas’s choice for identity theft solutions and credit reporting errors. Sometimes, you may think you’ve had your identity stolen only to find it’s a credit reporting error, and vice versa. Whatever the case, I’ve worked for decades helping consumers across Weatherford determine their financial security, and even better to do something about it if necessary!
Weatherford, Hudson Oaks, and Aledo are home to families and businesses, both of which deserve the utmost protection granted to them by law. Since most people don’t have a working knowledge of the Fair Credit Reporting Act (FCRA), that’s where I can help them.
Call me at 817-738-1633 and whether you’re a victim of identity theft and need to respond to a credit lawsuit filed in error, or you’ve found a credit reporting error that’s gone ignored by the big credit reporting agencies, I’m on your side from beginning to end.
Is my identity stolen or not? Handy checklist for Weatherford I.D. theft help:
Sometimes you may think your identity has been stolen, because an account you don’t recognize has been created under your name. Before you file an identity theft report with your local police though, make sure that’s the case. Your identity may have been stolen if you notice the following:
-Reckless handling of account balances and limits.
-Lawsuits for expensive purposes or consumer goods.
-Unpaid amounts and large increases in purchases.
But maybe your credit report shows fairly routine use of an account you don’t recognize. Sure, there may be a few missed payments, but overall things check out. If this is the case, you may be the victim of credit reporting inaccuracy, and likely in violation of the fair credit reporting act.
Although, no matter the case, if you have been sued for a debt, you must respond within the given time frame. Otherwise you’ll risk penalties or assumed liability. Call me and I’ll help you every step of the way.
Other steps when your identity has been stolen are as follows:
1.
1. File a report with the Parker County authorities: https://www.parkercountytx.com/DocumentCenter/View/258/ID-theft-affidav… .
2. File an FTC affidavit.
3. Freeze your line(s) of credit with Equifax, TransUnion, and/or Experian so that they can’t be used without your approval.
4. Call me for any help you need and to correct the information.
What to do after reporting identity theft & Weatherford I.D. Theft Credit Repair
If your credit score has suffered, then that likely means that your credit report is unhealthy, especially if you’ve been involved in a case of identity theft or a fair credit reporting act infraction.
I sincerely hope that you’re not a victim of identity theft, in which case your path forward may be more legally complicated, but you won’t have to worry that your information has been disseminated on the dark web.
Once I take a look at your situation, I’ll help you dispute a lawsuit and/or file a lawsuit in federal court to ensure that you’ll have an accurate credit report. That help means your credit score should see improvement at the same time!
Unfortunately, clerical errors, accounting mistakes, and business actions can leave your credit report compromised with incorrect information. It happens all the time, but the good news is that I’m on your side, and can get your case started for as little as the price of postage. You may also be owed damages for your trouble, and I’ll fight to get you the maximum reward.
At any rate, getting a surprise credit error lawsuit in the mail never feels good, and I’m here to help, no matter what part of Weatherford, Hudson Oaks, or Fort Worth you find yourself.
Credit Report Accuracy Solutions and How to Dispute Credit Report Errors, Aledo/Weatherford
Call James Foley, PLLC, at 817-738-1633 and we’ll set out a plan.
The statute of limitations for credit accuracy can be short, which is why you need to act as soon as possible, and check your credit yearly at most. (Every four months is more preferable, and during COVID, you can and should check weekly.)