Credit Card Lawsuit Defense

What Good Credit Means

A summary of an individual’s credit history, a credit report serves several functions for both individuals and business. For the individual, the report serves as a historical marker of every major financial decision and a measuring stick for their current financial standing. For business, the report serves as an indicator showing them whether doing business with an individual or another company would be a sound investment. If an individual has a good report, the business can be somewhat assured they won’t lose money with the individual.

The Credit Report

 A credit report gives a summary of an individual’s credit history, including debt and open credit lines. The report is provided by one or more consumer reporting agencies (CRAs) to potential lenders giving them information to help make decisions on an individual’s financial requests, from car loans to starting a business.

Why Credit Reports Are So Important

The Importance of a Credit Report

 A credit report gives a summary of an individual’s credit history, including debt and open credit lines. The report is provided by one or more consumer reporting agencies (CRAs) to potential lenders giving them information to help make decisions on an individual’s financial requests, from car loans to starting a business.

What Is A Credit Report?

What Is A Credit Report?

A credit report gives a summary of an individual’s credit history, including debt and open credit lines. The report is provided by one or more consumer reporting agencies (CRAs) to potential lenders giving them information to help make decisions on an individual’s financial requests, from car loans to starting a business.

The Importance of a Credit Report

The better question is can you afford not to hire one. Credit card lawsuits are filed en masse by a handful of law firms across the state. I’ve personally reviewed court files and seen one attorney file over 20 cases in one day in the same Justice of the Peace Court.