Texas ID Theft Solutions | What to do if you think your identity is stolen:
What are the first symptoms that your identity has been stolen? It could be a lawsuit for a credit card that you didn’t open, or line items that you don’t recognize on your credit report. This could be a sign of a crime, or it could be what’s called a Fair Credit Reporting Act violation.
My name is James Foley, PLLC, and I specialize in helping Texans all across Dallas/Ft. Worth, Arlington, Houston, Austin, San Antonio, and El Paso tell the difference between identity theft and Fair Credit Reporting issues. Even better, I’m equipped to help you no matter which you’re dealing with.
But first, it goes without saying: if you don’t recognize an account you’ve been sued for, it’s still your responsibility! Don’t let down your guard when it could mean the difference between winning damages and losing the farm.
If you’re located in Texas, call me at 817-738-1633, and take advantage of my free consultation. Read and review your credit report for free at www.annualcreditreport.com, and I’ll work my hardest to ensure your credit reporting worries are in the rearview mirror.
Credit Reporting Issues / ID Theft Help in Sherman, Allen, Plano, and Tyler, TX
You’re not saving yourself money trying to solve these issues yourself, and even worse, you may be losing out on damages that you could be owed too. TransUnion, Experian, and Equifax disputes are more complicated than they appear, and if you try to go it alone, it could delay your case.
If you suspect that your identity has been stolen you first need to do two things 1. Get a police report. 2. Create a (FTC) Federal Trade Commission Identity Theft Affidavit. There is a lot of good information relating to identity theft on the Federal Trade Commission’s Website www.ftc.gov. Once I have these 2 documents I can submit disputes to each of the three bureaus (Experian, Equifax, and Trans Union). These disputes will be on my letter head, have more than enough information to identify you and the account, and a narrative to explain exactly why we are disputing these accounts. I also include enough any relevant documents that you provide that will help to substantiate our dispute.
Either way, call me today to take advantage of my free consultation, during which I can give you some peace of mind either knowing your identity is likely safe, or laying out the processes you can take to resolve your identity concerns, and attain repayment from those responsible.
You can win monetary damages if your credit report is inaccurate due to having your ID stolen in Texas: Lufkin, Beaumont, Dallas, et al.
Identity theft or not, when you hire an affordable attorney, you may find that your case results can cover my fees and reimburse your trouble too. I don’t take cases that I don’t think are winnable.
Credit reporting errors like merged files, reaged debts, and privacy violations are no joke, and can be harder to fix than identity theft. So whatever your issue may be, I’ll work my hardest to give your financial security the attention it deserves, both today and tomorrow. Getting your credit right can mean the difference between a loan, a mortgage, or a career.
Time is of the essence, so please DON’T HESITATE to call my Ft. Worth offices at (817) 738-1633. Even one day can mean you losing a case, or not getting every penny you’re owed. For Fair Credit Reporting and Identity Theft solutions in San Antonio, Brownsville, Galveston, Wichita Falls, Odessa, Austin, Dallas, El Paso, or anywhere else in the Lone Star State, give me a call.
Get ready to FIGHT, and hopefully, WIN.