Fair Credit Reporting Legal Help in Texas

Fair Credit Reporting (FCRA) Legal Help in Texas | James Foley, PLLC

When you get stonewalled by Equifax, Experian, or TransUnion in Texas, it’s time to put pedal to the metal and ensure you’re granted what federal law guarantees. Whether it’s credit report dispute delays or all-out rejections of valid credit reporting concerns by a furnisher, my name is James Foley, and I’m here to help. 

Whether you’re located in Ft. Worth (where my offices are located),or find yourself in some other area of the state like Dallas, Amarillo, San Antonio, Houston, El Paso, or Austin, when you need a fair credit attorney, I’m your best bet. But, only if you call me at once, because delays can mean major problems for you down the line. 

When you face credit reporting issues, you need an attorney that’s as skilled as he is affordable, and that’s where I do everything in my power to help my fellow Texans. No matter where you’re located in the Lone Star State, call me at my Ft. Worth offices at 817-738-1633. 

Is there identity theft on my credit report? Texas’s most common FCRA violations:

-BANKRUPTCY ACCOUNTS RETURNED ILLEGALLY TO YOUR BALANCE 

-INFLATED AMOUNTS OR MERGED FILES (These look like ID Theft, but usually aren’t!)

-PRIVACY AND CONFIDENTIALITY VIOLATIONS (Did someone pull your credit report without telling you?)

The above should make for an easy dispute, but not if you’re facing a hardened furnisher or a careless arbiter. This isn’t a ruling on the legitimacy of your account though! Rest assured that you are very likely still in the right. Call me at 817-738-1633 and I’ll help you through it with a free consultation. 

Affordable TransUnion, Experian, or Equifax dispute Attorney in Texas: (817) 738-1633

When you’ve taken full advantage of my free consultation, you may opt to send another dispute, this time on my legal letterhead, which typically gets the attention of credit reporting agencies, and all for the price of a postage stamp!

If the renewed dispute doesn’t solve your issue though, that’s when it’s time to consider taking your credit reporting accuracy concerns to federal court. I’ve sued TransUnion, Experian, and Equifax repeatedly on behalf of my Texas clients, and I’ll continue to do so, so long as credit reporting agencies improperly rule against them. 

Getting awarded funds for your trouble (which yes, can pay my fee too) isn’t your sole goal though. You want to have confidence in your financial standing for years to come. That peace of mind is worth just as much as a court-awarded settlement. When we pursue fair credit reporting on your behalf in San Antonio, Waco, Houston, Austin, Amarillo, or D/FW, we’re giving you a fighting chance against the big guys.

Call me and let’s get started: 817-738-1633.