Do you need a lawyer’s help when disputing your Credit Report? | Texas FCRA Attorney
The Fair Credit Reporting Act defends your right to an accurate credit report, and one that’s free of errors, mistakes, or criminal activity. Even better, the FCRA lays out monetary damages that you might be owed for your trouble. But you’d never know if you’ve tried dealing directly with an agency like Experian, Equifax, or TransUnion.
If you’re tired of waiting or spinning your wheels with your credit reporting agency, call me, James Foley, PLLC at once. I’m a lawyer for Texans who want a fighting chance against the big guys. I specialize in affordable ways to get your credit report straightened out, even if that means going to court to do it.
I’m Allen, Plano, and Tyler’s go-to attorney when clients need their credit reports straightened out, which means when you pick up the phone and call me, you’ll already be well on your way to a solution. I serve the entire state of Texas too, including clients in Ft. Worth, Dallas, Weatherford, Austin, Arlington, San Antonio, and Houston. My consultation is free, and I’ll get your case started for as little as the price of postage.
Before we meet, please download your free credit report from www.annualcreditreport.com. Emphasis on the download part, because once it’s lost to cyberspace, you’ve got no case!
Experian, Equifax, or TransUnion denying credit report dispute | Texas FCRA Attorney
You may feel like you’ve hit a dead end if you are denied a dispute with Equifax, TransUnion, or Experian, and sometimes that’s their hope. But if you’re working with James Foley at your side, you’ve got a leg up on the competition, meaning they’ll have to give you the time of day. Because they’re required to by law!
You might be the victim of identity theft, a computer error, privacy violation, or it could be that your CRA ruled against you based on the claims of your counterparty. Whatever the case may be, there’s no excuse for it, and I’ll fight hard to help you overcome it. Here’s what that looks like:
1. OUR FREE CONSULTATION – With all the credit reporting I’ve reviewed all across Texas, it shouldn’t take me long to get to the bottom of your issue. Once we can determine the culprit, whether that’s ID theft, reaged accounts, merged accounts, or computer error, we can figure out the best path forward for you.
2. FILING YOUR DISPUTE – The sooner we can call each other, or meet at my west Ft. Worth offices, the sooner we can take action. And time is of the essence. For the price of postage, I’ll have a dispute sent on your behalf using my legal letterhead, which will most certainly get the attention of your reporting agency. If you’re lucky, that’ll solve your problem for pennies on the dollar.
3. GOING TO COURT, ONLY IF NECESSARY – But it’s not always that easy, sadly. Consumers are the underdogs in these fights, even if they’ve been clearly wronged. That’s why the court system exists, to help defend your rights, and with me alongside you. If we go to court, it will be to help you hopefully secure damages you’re owed, including a refund of fees I’ve incurred in this phase.
When you need credit reporting accuracy assistance in Allen/Plano, Tyler, Texarkana, Sherman, Lufkin, and Beaumont, call James Foley, PLLC at 817-738-1633.
Fort Worth, Dallas, Austin, San Antonio, and Houston Credit Reporting Attorney
Clean credit is crucial the next time you buy a house, apply for a job, or make a major life move. Don’t let the mistakes or criminal activity impact that. Time is of the essence, and I’ll be there for you from start to finish.
If you live in Waco, El Paso, Wichita Falls, Midland, Amarillo, Tyler, or Galveston, I will do everything in my power to help you. Pick up the phone at (817) 738-1633, and see what we can accomplish together!