Lawsuit from Bank of America, JP Morgan, Wells Fargo for credit card or other debt? | Weatherford, Fort Worth Debt Defense
When you’re sued for debt, it can be a challenging experience. You may not know where to turn or who to speak to. That’s where a debt defense attorney can be a godsend for you and your financial situation.
I’m James Foley, PLLC, a debt defense and bankruptcy lawyer for Fort Worth, Aledo, Lake Worth, Benbrook, and White Settlement. I’ve helped clients sued by both banks and debt collectors, and can help you too, whether your plaintiff is a bank like Ally, Discover Card, Unifund, or a collection agency like Scott & Assoc., Michael Moss, or Midland Credit.
If you need a debt defense attorney, need to consider bankruptcy, or think you may be the victim of an identity theft or credit reporting error, I can help with all that and more. Take advantage of your free consultation today and call me at 817-738-1633.
Can Debt Consolidation help when you’ve been SUED for a debt, or credit card? NO!
Given the choice between a debt counselor and a lawyer, people might prefer a consolidation company, not realizing they’re making a mistake hiring an entity that won’t represent them in a court of law.
Remember, credit consolidators in Texas CAN’T:
-Represent you if you are sued.
-Force any of your lenders to agree to different terms.
-Help if your existing debts turn into lawsuits.
-Or guarantee you results, despite asking for large upfront payments.
So, why go to all the expense if you’re risking money you already can’t afford? And if they do manage to get your debts forgiven, are you aware of the tax implications of forgiven debt? You could go from owing credit card companies to owing Uncle Sam himself if not.
Aledo, White Settlement, Burleson Debt Defense Attorney | Bankruptcy & More...
When you’re sued by Jenkins and Young, Chase, Bank of Texas, Cavalry Portfolio Association, or Michael J. Scott, you have options when we work together, including:
1. NEGOTIATE: When working with a debt collector like Jenkins & Young or Cavalry Portfolio, I’ve seen in the past how much or how little they may be willing to accept for your debt. Many times, your debt may be inflated due to fees and extra costs added onto your interest. If that’s the case, your lender could prefer to see the base rate repaid, rather than go to court over the full amount and risk your defaulting.
2. CONSIDER BANKRUPTCY: Many times, my clients won’t realize bankruptcy is their best option. Either they’ll think it’s a dirty word and want to avoid it, or they don’t realize they have better odds of emerging successful with a chance to restructure. Bankruptcies can allow you to keep you home and your car in many cases, meaning an end to mounting debts without a hopeless situation.
3. FIGHT: Did you know your lender may not be able to provide enough proof that you owe what they say you do? If that’s the case, or if you think you may be the victim of identity theft, you may be free of the entire burden. It’s a result I’ve won for past clients, and may be able to determine if it’s right for you.
If you have issues with your credit report, download a free copy from TransUnion, Equifax, and/or Experian from www.annualcreditreport.com. I’m also a lawyer who defends clients under the Fair Credit Reporting Act, and can assist if that’s your scenario. You may be due money if you’re deemed a victim in such a case.
You CAN win suits from Creditors with James Foley
When a debtor sues, they hope you’ll pay now or pay later. Little do they know you’re here, and have full access to your options. You have an opportunity to start over, and force the banks to meet you where you’re at.
When you’ve been sued for debt and need defense in Keller, Lake Worth, Burleson, Cleburne, White Settlement, Benbrook, HEB, Pantego, Arlington, Grapevine, or Mansfield, call me, James Foley, and take advantage of a free consultation IMMEDIATELY: 817-738-1633.
You’ll never know how good your situation can be until we’ve discussed it. I look forward to hearing from you!