What to do if sued by Ally Financial, Discover Card, or BofA: Find a good lawyer! | Ft. Worth Debt Defense by James Foley, PLLC.
If you live in Benbrook, White Settlement, Ridglea, Aledo, or Weatherford and need excellent legal defense for a debt lawsuit, you’ve come to the right place. Even if you haven’t been sued yet, you still have good reason to take advantage of my free consultation.
I’m James Foley, PLLC, and I’m a Ft. Worth lawyer experienced in debt defense, credit reporting accuracy, and bankruptcies. I’ve helped consumers both fight and WIN when it comes to plaintiffs like Scott & Assoc. PC, Michael Moss, or Midland Credit. Management
Our work together will be affordable for you, because in debt defense, I’m not looking to retain clients so much as I’m looking to win your case or clear your credit and set you up for a clean financial future. Call me today at 817-738-1633 and take advantage of my free consult.
When legal defense lowers your liability, you’d be surprised how affordable it can be, especially when you pick me, James Foley.
The truth about Debt Consolidation Companies in Dallas/Ft. Worth and North Texas
Here’s the thing: you might not want to go to a lawyer, because that could mean taking your debt issues to a level you didn’t think was necessary. Debt consolidators can be appealing in cases like these because you might think they’re less pressure, or might be less expensive to try.
I usually find clients are happier with me than they are with debt solution companies. The reasons are many:
1. WHAT THEY CAN’T DO: Did you know that consolidators can’t represent you in court like a debt lawyer can? If you’ve been sued, they won’t be able to help. Even more, credit solutions groups aren’t always successful in mitigating your debt, and creditors don’t even have to deal directly with them.
2. WHAT THEY COST: Did you know that debt solutions firms tend to charge exorbitant fees upfront that aren’t refundable if they fail their duty to you? Since creditors don’t have to deal with these groups, why would you take that risk, especially if a lawyer could be more effective and cheaper?
3. WHAT IT COSTS YOU LONG TERM: Even if your debt is forgiven after a large payment to a consolidator, you might end up owing large taxes on that forgiven debt, which the IRS considers income. Even worse, there’s no guarantee that the forgiven debt will be wiped from your credit report, meaning your credit history will be messy for times to come.
If you’re sued by Midland Credit Mgmt., Cavalry Portfolio Assoc., or a bank like Chase or Ally, go the route that you know will have true effects and call me, James Foley. When you pay without thinking twice, you’ve only done the debt collector a favor. You have choices, which we’ll discuss next.
Before calling me, check your credit report at www.annualcreditreport.com. If you find any issues there, it could mean you have more chances at clearing your name.
Parker and Tarrant County Debt Defense: How you can win a debt defense case.
You have more options than paying on their terms! Don’t let the option to pay now or pay later confuse you. You can FIGHT lawyers like Michael J. Scott or banks like Bank of Texas when you’re located in Aledo, Lake Worth, White Settlement, Benbrook, or Fort Worth.
SETTLING YOUR DEBT: When debt consolidation companies don’t defend you against losing money, tax burdens, and true credit resolution, working with me can benefit you in all three areas, in addition to my knowledge of what creditors are willing to settle for. When we consult, I’ll put together a plan of attack to make sure we’ll settle for amounts or payment schedules that you can handle.
VICTIM OF INCORRECT DATA: If you’re the victim of a crime or think you may be subject to resolution because of identity theft, that may be true. However, identity theft is usually the first thought when you might be the victim of computer error or merged accounts, in which case you could have a more difficult issue to solve. But not for James Foley! I’ve seen all sorts of tangled credit histories, and used that information to free clients of fraudulent debts in addition to potentially winning them monetary damages. Even if you’re not a victim of these issues, your lender has what’s known as the “burden of proof,” and if they can’t provide that, you may be free either way.
RESTARTING YOUR FINANCES: Did you know you can retain your home and car in most bankruptcy cases? It’s true. If you decide that bankruptcy is your best chance at a solid financial future, I have years of experience guiding clients through bankruptcies and will help you all the same, replacing your revolving door of liabilities with a clean slate, and giving you the confidence to start over.
Ft. Worth Legal Defense Against Michael Moss, Jenkins & Young, and Rausch Sturm
No matter how big of a hole you may be in, you have a right to debt defense in North Texas, and I’ll be at your side to help. I’ll give you my best effort whether our case goes exactly as expected or not, and will make sure you’re given all the debt benefits you’re guaranteed under Texas law.
So if you need a Benbrook, Burleson, Lake Worth, Keller, Cleburne, or greater Fort Worth debt defense lawyer, call me, James Foley, at 817-738-1633, and take advantage of your free consultation.