Weatherford’s Favorite Credit Report and Credit Score Attorney: James Foley, PLLC
There’s no fooling around or second chances when it comes to maintaining healthy credit, which is why it’s crucial now more than ever to get a handle if you notice something is wrong, or worse if you’ve been served a lawsuit regarding a due debt. Texans all over the state, including Weatherford, have found that it’s crucial to shore up their finances with so much uncertainty.
I’m James Foley, PLLC, and I’m here to help you tackle any errors or mistakes that are appearing on your credit report and potentially affecting your credit score. Call me anytime at 817-738-1633, and we’ll get to work making sure your financial record is clear. My office is located to the East in Fort Worth, and I enjoy serving clients across Weatherford to the best of my ability.
An inaccuracy or mistake on your credit report won’t just lead to lawsuits or make a paperwork headache. It can also affect loan applications, annual percentage rates, and your ability to apply for credit or employment.
For as little as the price of postage, I’ll initiate your dispute with the credit reporting agency responsible, whether that’s TransUnion, Equifax, or Experian.
If you haven’t already, check your credit report for free, which is separate from your credit score, at www.annualcreditreport.com. You can do this every year up to three times, and as often as every week during the coronavirus pandemic.
Legal Help for Credit Report Errors & Weatherford Report Mistake Correction
Some CRA’s will jump to the occasion when you send a dispute letter (or when I send one on your behalf on a legal letterhead), but others may not, which is where you need help.
Upon receipt of your Weatherford/Aledo credit dispute, a reporting agency will cross-reference the information with the other party, potentially the lender themselves. If the lender chooses not to handle the dispute, then the credit reporting agency may rule in their favor all the same, which leaves you without recourse.
That’s where I come in. As your attorney, I’ll make sure you get a fair and correct credit report, which will hopefully improve your credit score in the end.
In my many years of helping Weatherford with credit reporting accuracy, I’ve assisted consumers in resolving duplicate accounts, re-aged balances, and fraudulent information. Moreover, computer and clerical errors can be numerous, for instance, if you have a name similar to someone else’s.
FCRA Lawsuits and Legal Support for Consumers needing Fair Credit Reporting
It can be impossible to battle the corporate interests who want to recoup amounts at all costs, and they may argue that a clerical error, reaged debt, or old account is legitimate. In scenarios like these, you may be owed damages for that trouble, and should be protected by an experienced attorney.
In addition, you want to make sure your identity hasn’t been compromised in an information breach, and knowing the reason for surprise amounts can be the first step in crossing off identity theft as a problem.
Even if you don’t think you have all the documentation necessary to make your case, or if someone or some entity has told you the same, persevere at all costs and call me so I can check all the boxes. You may still have a case!
Weatherford or Aledo consumers who need help with TransUnion, Experian, or Equifax, call us today at 817-738-1633.
Congress passed the FCRA to ensure that consumers were empowered in the fight against large credit reporting agencies. Unfortunately, you may not know what you’re protected from, which is where I’m able to help, and potentially at little cost to you.
I sincerely hope that your experience disputing Experian, Equifax, TransUnion, and others is a straightforward process. But if hope fails, call me and I’ll step in. I fight for every client to the extent that the law provides them, and if we have to go to court, I’ll give you the best shot at a win.
Either way, with James Foley, PLLC, get ready to enjoy financial peace of mind again, knowing your affairs are in order and your credit agency is compliant. For all credit reporting assistance and lawsuits in Weatherford, Aledo, Hudson Oaks, and White Settlement, call me at 817-738-1633 and we’ll get to work.