Identity Theft Help Arlington, TX | James Foley PLLC
A stolen identity can be an incredible hardship, especially in times as challenging as the ones we’re currently experiencing. So make sure you’re equipped with the right tools to determine the severity of your credit situation, and make the right decisions!
Arlington, I’m James Foley, PLLC, and I’m here to take your side when it comes to your credit troubles. Call me anytime at 817-738 1633, Pantego, Dalworthington Gardens, and all of Arlington, let’s get to the bottom of things.
How to fix Identity Theft in Arlington, Grand Prairie, and D/FW
In trying to determine whether your identity has been stolen or not, you should keep an eye out for the following symptoms:
Excessive or unrecognizable debt on current accounts.
Debts from companies that you’ve never applied with.
Contact from debt collectors or litigators for debt you haven’t accrued.
If something like this happens to you, take action immediately once you’ve confirmed the account is not yours:
1. File an identity theft report with the Police Department of your city.
2. File an FTC affidavit.
3. Freeze your credit reporting agency accounts at TransUnion, Experian, and Equifax.
4. Respond to any debt suits or collectors to let them know you’re handling the situation. Ask them for any and all documents in their possession.
I can help you with any of the above, especially a proper reply to the debt collectors to get them off your back and to make sure you’re not liable for failing to respond to them.
But before you dive into these steps, take a look at the following...
How to fix account errors on credit cards and more | Arlington TX Attorney
So what if the inaccuracies on your credit report aren’t criminal or don’t look out of the ordinary besides the fact that you don’t recognize them?
This situation can be harder to resolve but is good news in the long term, because it might mean that your identity is in fact safe. Could the credit issues be the result of one of the following?
Maybe you’ve declared bankruptcy in the past and had a previous account resurrected by a bad actor or by mistake. Someone with a similar name to yours could have opened an account that was accidentally crediting your identity. This is what is known as a merged file. Or maybe an account you currently have has received some minor additional charges that could be the result of incorrect public information.
Whether you live in Arlington, or closer to Pantego, or Dalworthington Gardens, know that James Foley, PLLC can help. The Fair Credit Reporting Act protects consumers across Texas from incorrect practices like reaging bankruptcy accounts and failure to correct account problems. When you’ve gone through the process, your credit report may even improve.
So as you can see, the possibilities of what’s happened can seem almost endless, which is why I encourage you to reach out and share your circumstance with my practice.
There are any number of things I can help you with, especially responding to incorrect debt lawsuits, forcing credit agencies to correct outdated information, and giving you a fighting chance against creditors that may have failed to protect your information but don’t want to pay the price.
Identity Theft or Not, All Credit Reporting Needs, Call James Foley, PLLC
Arlington, Grand Prairie Grapevine, and the Fort Worth area at large, don’t be afraid to pick up the phone and give me a call at 817-738-1633. I’m a defender of Texans near and far, here to help you solve your credit worries.
Residents and businesses in Arlington, North Richland Hills, Keller, Hurst-Euless-Bedford, or Mansfield, pick up the phone or step into my offices today.
If you’re hitting your head against the wall trying to deal with credit reporting junk, I’m here to help, for as little as the cost of postage. I’ve seen many Texans have success in these situations, and I want you to win.