What to do with Debt Lawsuit Summons from Portfolio Recovery or Midland Funding
A lawsuit summons can add stress to an already troublesome year for many consumers, especially if that lawsuit is the result of identity theft or a clerical error. If you’ve received a summons from Portfolio Recovery, Scott & Associates, PC, or other debt collection agencies, you do have hope for relief.
I’m James Foley, PLLC, and I’m a debt defense lawyer. That means I’ll defend you if your debt is the result of theft or if it’s legitimate, and additionally, I can help advise on whether bankruptcy is a viable option for your case.
So for North Texans in Fort Worth, Cleburne, Weatherford, Burleson, Arlington, Lake Worth, and elsewhere who are in need of legal debt defense or a debt lawyer, pick up the phone and take advantage of a free consultation: 817-738-1633.
Parker County, Tarrant County, and Hood County, when asking the question of whether a debt lawyer is an affordable option, I always like to say, it’s unaffordable to try to work without one. I’ll have your best interest in mind when it comes to defending you in court, settling before a court date, or helping law the groundwork for a bankruptcy process that can get you back on your feet again.
Sundance Lending or Tarrant Assurance Corp. Lawsuit | What to do if sued by Tarrant Assurance or Sundance Lending:
The importance of acting quickly when sued cannot be understated.
Even a client in the worst scenario possible has a better chance of success than someone who waits too long, even just a day or a week, to begin the process of attorney assisted debt defense.
When it comes to dealing with a summons from Midland Funding, Portfolio Recovery, Cavalry Portfolio Associates or Debt Recovery Resources, speed benefits both you and them, because they don’t want to spend any longer in the recovery process than you do in getting them off your back.
First and foremost, determine if the debt is yours and current. Many times, consumers will pay a debt without first thinking about its legitimacy. If you’re being sued in Fort Worth, Grapevine, or Burleson for a debt incurred due to identity theft or computer error, you may not be responsible and/or may be owed damages by the responsible party.
Credit Card lawsuits, Debt Recovery Lawsuits, and Tarrant/Parker/Hood County Debt Defense
When you’re put on notice by Capital One, Jefferson Capital, Midland Credit, or Ally Financial, I’ll advise you on which avenue you should pursue:
1. Negotiate -- Every lender is different in terms of what they’ll ask and what settlement they’ll accept. I’ve worked with many of them, and this is why I typically advise to seek legal assistance over the ubiquitous debt help agencies. Many collectors can and will allow you to settle for a lesser amount than you may owe, and I’ll help you get the best deal possible.
2. Fight- The creditor has the burden of proof. Bad record keeping, inability to authenticate records, poor chain of title docs can give you a possible out. .
3. Consider Bankruptcy -- Did you know bankruptcies can occur and you could still keep your home or vehicle? Not knowing information like this keeps the average consumer from considering bankruptcy when it really could be a useful tool to get back on their feet. I’ll do my best to help you not only go through the process, but evaluate if it’s truly your best option under Texas law.
Sued by Second Round,Ally Financial Summons, Discover Card Lawsuit, Unifund Lawsuit, and what to do | Fort Worth, Weatherford, Euless, Arlington TX
No matter where you’re located in DFW, and no matter whether you’ve been sued by Midland, Rausch Sturm, Jefferson Capital, or others, I’ll have your back.
So if you’ve been sued for debt and need an experienced debt defense lawyer to represent you under Texas law in Keller, Benbrook, Mansfield, Lake Worth, Cleburne, and beyond, call James Foley, PLLC at 817-738-1633.
While I can’t make guarantees to the result of your debt defense case, identity theft claim, or bankruptcy process, I can guarantee that I’ll work in your best interest throughout any of these processes.