Allen/Plano & Sherman TX Affordable Legal Help TransUnion, Experian, or Equifax
Your credit reporting agency (CRA), whether it be TransUnion, Experian, or Equifax, has a duty to serve your credit accurately and to your overall benefit. But you might find yourself pulling your hair out right now trying to work with them and/or file a dispute. Whatever your CRA trouble may be, your rights to accurate credit information are protected by law, and I’m an attorney licensed to defend you.
My name is James Foley, PLLC, and I’m an FCRA lawyer who serves the entire state of Texas. If your credit score is plagued by mistakes, identity theft, or something you don’t know how to handle, call me at once at 817-738-1633 and take advantage of a free consultation.
Whether you live in Ft. Worth, Dallas, Weatherford, Austin, San Antonio, Houston, Arlington, or somewhere else in the Lone Star state, I’m here to help, and we can begin your case for as little as the price of postage. For all FCRA and fair credit reporting legal needs in Tyler, Sherman, Lufkin, Texarkana, Allen/Plano, and Beaumont.
Before we meet, download your free credit report from www.annualcreditreport.com. Emphasis on the download part, because once it’s lost to cyberspace, you’ve got no case!
TransUnion, Experian, Equifax Legal Help in Fort Worth, Tyler, Lufkin, Beaumont, TX
Going to the trouble of filing a dispute on your credit report takes valuable time and even money away from your day-to-day life. Getting ignored or denied can be even worse. You DO have choices and you MAY be right in your dispute despite an initial rejection. You may have been overruled by a competing interest, for instance.
I understand that you might not think an attorney is necessary at this stage, or that engaging with me could mean a prolonged contract or retainer, but that’s not how I work! I truly have your best interests at heart, and taper my fees based on how far your case progresses. Like I said, that starts with a free consultation followed by the price of postage if I file your dispute, or follow up on your behalf.
If you can’t get a straight answer or think your rights to fair credit are being ignored or subjugated, you ARE protected. Call me today for more information about your right to the Fair Credit Reporting Act (FCRA), no matter where you are in Texas, including Waco, Arlington, Amarillo, El Paso, Wichita Falls, and Galveston.
What happens when a dispute with Experian, TransUnion, or Equifax doesn’t work? How we’ll work your case:
1. WE’LL REVIEW EVIDENCE
When you exit www.annualcreditreport.com, your accessed report may be altered as soon as changes occur to any of your accounts. Downloading the entire report ASAP is the most crucial step in this process, and your credit reporting agency likely will not do it for you. You and I will start by taking a look at the report, where I can additionally tell you what the errors look like, whether that’s computer errors, identity theft, or something else.
2. CALL ME AT (817) 738-1633
Did you know that just one week can make a difference in many FCRA cases? Most don’t realize, and put off contacting me until it’s too late! I promise you, I will pick up the phone fast, because time is of the essence with every case. I’m an attorney who serves East Texas, North Texas, and West Texas in cases involving reaged credit reports, merged files, post-bankruptcy collections, and ID theft.
3. TAKING ACTION, IF NECESSARY
I won’t litigate your case until it’s absolutely necessary, when we’re given roadblocks or a rejection of the dispute I may file on your behalf. It’s unfortunate, but most clients’ cases require litigation, just because that’s how the system works. If you’ve suffered at the hands of these errors, you may be owed monetary damages which can both pay my fees, and pay you back alongside.
My goal is your financial well-being, both now and long into the future.
Dallas, Ft. Worth, Houston, Austin, San Antonio FCRA Lawyer: James Foley, PLLC.
If you’re getting a new job, need a background check, or planning to take out a line of credit or home mortgage, stable credit history is the best thing you can have for yourself.
Don’t spin your wheels with credit reporting agencies when you can hire me instead and get results. For all your fair credit reporting questions, disputes, or cases, call me today at 817-738-1633, whether you’re located in Texarkana, Amarillo, Midland/Odessa, Galveston, Tyler, Lufkin, Austin, or El Paso.