How to Handle a Debt Suit | James Foley, Weatherford/Ft. Worth Attorney
No matter what kind of company has issued you a debt suit, take it seriously. Even if you don’t recognize the source of the suit.
Some of the worst lawsuit results occur when a borrower fails to appear in court, or doesn’t respond to a citation. When you fail to appear in court, you fail to maintain your innocence. Whether you live in Weatherford, Lake Worth, Arlington, Mineral Wells, or Azle, take action! The state of Texas gives most people up to only 14 days to respond.
I’m James Foley, PLLC. Call me for an end to your confusion and trouble.
I’m an experienced attorney, who can make your suit comprehensible, and will make sure you have all options available to you, so read below and then phone me at 817-738-1633.
1. If you don’t recognize the lawsuit, you still must answer the citation.
The 14 day limit applies to you, even if you’ve been cited in error, or your identity has been stolen. Don’t let someone try to ruin your credit only to be the one who’s held responsible.
I’ll happily represent you in arguing the illegitimacy of your suit. Whether or not you decide to bring me into the fold, make sure you stop the bleeding of your stolen identity. You’ll need to contact your local Weatherford, Benbrook, or Fort Worth police department (wherever you reside), and obtain a police report. Then, obtain an FTC affidavit. Finally, freeze your credit with Experian, Equifax, and TransUnion to make sure that any future uses of your personal information must pass your approval.
I’ll represent you firmly and argue the best case for your innocence. When a creditor has failed to validate your identity, and leaves you open to theft, I’ll be there to correct their error.
Check for fraud for free at www.annualcreditreport.com.
2. If the lawsuit is legitimate, you still have options, no matter what you’ve read on the matter.
If you’ve researched debt suit options, forget what you may have learned. If this is your first time reading about your options, I’m happy to say you’ve come to the right place.
CAN YOU FIGHT YOUR LAWSUIT? - Yes, if you believe it’s been made in error.
CAN YOU SETTLE YOUR LAWSUIT? - Yes, and there are many more ways to do so than you may realize. Creditors just want to regain some or all of the original amount they lent to you, and will gladly compromise on just about any amount of debt. This can take the form of lump sum payments, or more relaxed calendars and payoff schedules.
CAN YOU DECLARE BANKRUPTCY? - Maybe.
When we talk about bankruptcy, there are many factors to consider, and as your debt defense attorney, I can happily advise you or guide you through the process.
Bankruptcy is a good option for anyone who might be dealt irreparable damage in paying off a large debt. So if you think that settling a debt could bring you to the same result down the road, and you might find yourself sued again, then we’ll discuss your options.
3. “Bankruptcy” is a complicated decision, but lucky for you I’ve seen every scenario out there.
Chapter 7 bankruptcy is a special case, and can be an asset for someone in a tight financial position, especially if the borrower lacks the finances to deal with most payoff amounts.
While chapter 7 or 13 bankruptcy shouldn’t be the first line of defense in debt suit litigation, it’s also something that can be incredibly helpful to consumers, and I try to make sure my clients are aware that it is an option.
I’ve guided multiple clients from White Settlement, Aledo, Arlington, Grand Prairie, Granbury, Haltom City, Weatherford, and Azle through this process. As long as you’re considering bankruptcy in Fort Worth, I’ll be your best partner for success moving forward.
Chapter 7 bankruptcy is allowed for most income levels within a certain bracket, and allows those who declare the ability to maintain their assets, as well as large ticket items like homes or vehicles. It’s a tool to help hard working people who have fallen on unfortunate times, and when you wield that tool with someone like me at your side, I’ll make sure that you have a reliable experience.
Weatherford & Arlington Debt Suit Relief | Fort Worth PLLC.
Whether you’re searching for information in Aledo, Fort Worth, Lake Worth, or Burleson, I hope you’ll forever remember the moment when you found this site. Whether you call me for advice, or retain my services for a court date or a negotiation, I’ll give you the best effort you deserve, and we’ll make sure your issue gets solved.
Weatherford, Arlington, Fort Worth, and everyone else across Texas, call me today at 817-738-1633, and let’s take action today.