Weatherford Lawyer Debt Defense against Portfolio Recovery, Ally, or Discover Card
When you get contacted by a debt collector or bank, it can be an intimidating process, because they want you to think you have no options. But the truth is, if you’re smart, you’ll fight fire with fire and find out what your options are! That means consulting a debt defense attorney like me, James Foley, PLLC.
I represent good people in Weatherford, Aledo, White Settlement, Benbrook, and all of Fort Worth when it comes to defense against a debt suit or summons from a bank, collector, or another legal firm like Michael Moss, Michael J. Scott, or Couch, Conville, Blitt.
The difference between a good debt defense lawyer and a great one is experience and care. Luckily, I possess both for all of my clients, and as a result, many if not all of them have found stronger financial futures after I’ve been able to help them in their issues with Scott & Associates PC, Midland Credit, or Unifund.
In most debt cases, you can choose to fight, settle, or declare bankruptcy, all of which are good options for the right environments. Don’t try to go it alone, and call me today for a free consultation: 817-738-1633.
Does American Debt Relief or Dallas/Ft. Worth Debt Consolidation Work?
Debt consolidation and debt defense are NOT the same thing. Did you know there are great advantages to a debt defender in comparison to the debt consolidators that you tend to hear about?
While I can’t speak to the effectiveness of debt consolidation/credit counseling companies, I can tell you that these groups are not required to consolidate your debt, and with the large upfront payments you must pay, their fees could end up putting you into an even worse financial situation if your creditors don’t work with them.
Consumers in Fort Worth who need debt help or creditor help know that James Foley has the experience to work with their creditors, and to handle their case in court before a judge if necessary. No matter what rate we agree upon for my services, you’ll be getting the best bang for your buck, rather than throwing caution to the wind.
For those who have been sued by Midland Credit Management, Bank of Texas, Chase, or Cavalry Portfolio Associates, call James Foley, and I’ll represent you whether you dispute the debt, want to settle for a lower amount, or need an option to free yourself from the debts.
Parker County, Tarrant County, Hood County Debt Defense and Bankruptcy
Debt collectors keep it simple, to your detriment: they tell you to either pay today or pay today, tomorrow, and every day after that. It doesn’t have to go that way, though!
When we work together, I’ll use my extensive knowledge of your case and those like yours to determine what scenario may be best, and then let you make an informed decision.
If we SETTLE, then I’ll work with your creditor(s) to ensure that fees aren’t tacked on to your original balance. Moreover, I’ll examine what you may be able to pay, and negotiate with your creditor to amend the payment plan they may be demanding.
If you believe your debt is in error, then I’ll help you FIGHT the suit, and potentially win you damages should the fault lie with an agency overseeing your credit or identity. This can be one of the most challenging avenues, and if you believe you’re the victim of credit reporting errors, you should NOT try to go it alone.
If you can’t pay under any terms, and find that your debts are mounting too high to overcome, I’m an experienced bankruptcy attorney, and can help you through the process, especially if you need help retaining assets like a home or vehicle in the process.
Before you go any further, check your credit report (not your score, but similar) for free at www.annualcreditreport.com. If you see errors on your accounts or old accounts that have been reaged, that’s even more reason to pick up the phone and call me, or come by my downtown Fort Worth office.
Benefits of a debt defense lawyer | How to fight lawsuit by Jenkins & Young, or Michael J. Scott in Weatherford, Arlington, or Ft. Worth
No matter what your situation is, I’ve likely seen it before, and will be well equipped to help you as you attempt to start anew.
While every case can turn out differently, I’ll always give my Fort Worth clients my total and complete effort, which means if you need debt defense under Texas law, I’m your guy. If you live in Ft. Worth, Benbrook, White Settlement, Weatherford, Aledo, Cleburne, Midlothian, Hurst, West Arlington, or Lake Worth, call me at once: 817-738-1633.