Has someone come to your house or place of business and handed you some official looking documents?
If so you have been sued. You may not recognize the plaintiff, the process server may have been in civilian clothes and in their personal vehicle. Either way you have been sued and must answer. There will not be further notice of a court date or further communications from the Court or the creditor. If you do not answer they will seek a default judgment. CALL ME IMMEDIATELY! (817) 738 1633!
TIME SENSITIVE - OPEN IMMEDIATELY
Nothing makes me less excited than to receive an envelope with these words plastered across the front.
But as an experienced debt attorney, I have to tell you, just grin and bear it. Tear that sucker open and see what’s inside. It’s the Texas way, after all: be brave.
Whatever it is, you can handle it, or even better, I might be able to advise you. With me at your side, my goal is to relieve any stress, grief, or doubt you may experience from this junkmail-turned-sour.
THE LETTER IS FROM MY BANK AND/OR A DEBT COLLECTOR
If you’re in Arlington, Lake Worth, Weatherford, or Granbury, or in the Fort Worth area, I’m here to help. Call me.
And while you’re writing down my phone number, take action! Based on the following circumstances, you need to begin work on this case immediately. Waiting as few as 14 days can prevent you from taking action:
“I don’t believe this debt is legitimate/I don’t have a card with this company.”
Go to www.annualcreditreport.com and review cards on file under your name. If you see a card that you never applied for, your identity may have been stolen. I will guide you through the dispute process to have the bad credit removed, and to improve your credit score in the process.
“I originally ignored the notice and I am being sued.”
While you may be able to dispute a fraudulent account on your own, you’re not equipped to single handedly defend yourself against a legal challenge from a bank or debt collector.
Contact me immediately, as this situation is dangerous.
You do have rights in a case such as this, chief among them: the collecting company cannot harass or intimidate you.
Whatever you do, REPLY ASAP. Texas law gives sued consumers as little as 14 days to act on the suit. There may still be a way out, but if you choose to ignore the litigation, it’s as good as forfeiting.
No matter the circumstances, we may be able to negotiate a more manageable payment plan, which allows you to get back on top of the account and move forward in good shape.
“I’ve received a notice from a card that I owe debt on, and have 30 days to respond. But I can NOT afford to pay the debt with more time.”
By now you’ve likely heard a heaping load of opinions on the topic of Bankruptcy.
I’m here to tell you that Bankruptcy is not a death sentence. It’s a second chance.
If you contact me, we can explore your options when it comes to Chapter 7 versus Chapter 13 Bankruptcies. I may advise you that Bankruptcy isn’t your best option too. I’ve seen many cases like yours, and have a wealth of knowledge with which I can suggest the best path forward.
The benefits of completing a Bankruptcy process are many, and while the process itself is challenging, the result can be life changing.
You’ll be free from past creditors hounding you for payment. You’ll have a clean credit report and a new chance at building a credit score. And most, if not all debts, will be wiped clean.
FROM THE COMFORT OF YOUR RESIDENCE
Whether you’re in Fort Worth, Lake Worth, Aledo, Weatherford, Arlington, or Burleson, I’m able to call you during any business hour and we can set a plan.
Hood County, Parker County, Tarrant and Johnson County, call me anytime to discuss debt buyer suits, vehicle repossession suits, original creditor suits, and loan deficiency suits. I will help right your ship, if it’s the last thing I do!