Identity Theft and Your Credit Report

Identity Theft Affecting Your Credit Report? | Allen, Plano, Sherman Legal Defense

If you check your credit score or credit report regularly in North Texas, or anywhere in the Lone Star State, and have found something seriously wrong, there are any number of concerns that might be flooding your mind: has my identity been stolen? Where did these numbers come from, if not?

Your first thought might be to ask the agency issuing your score or report to you, likely Experian, Equifax, or TransUnion, but if you haven’t yet, DON’T. My name is James Foley, PLLC, and I’m an attorney who specializes in fair credit reporting. If you’ve been wronged by a credit reporting agency, they won’t share that information with you.

Call me today at my Ft. Worth office for a free consultation on your situation, and I’ll help you figure out what may be the cause of your credit worries. Download a PDF of your credit report at www.annualcreditreport.com and we’ll go through every line together.

Remember, when it’s lost in cyberspace, you’ve got no case. 

The good news is, your identity could be safe, but the bad news is, other credit reporting errors can be harder to fix and could require going to court. If that’s what’s necessary, we’ll discuss it, and I’ll walk you through every step with as little cost to you as possible.

For all your credit reporting or ID theft questions in Allen, Plano, Sherman, McKinney, Garland, San Antonio, Austin, Houston, Midland, Weatherford, Waco or anywhere in between call me at 817-738-1633 and let’s fight the issue, and hopefully WIN. 

Getting Texas Legal Help for Identity Theft on Experian, Equifax, or TransUnion Report

As soon as we sit down for your free consultation, I can usually tell whether you’ve got an identity thief problem or not. That’s right, it can be that fast! The data usually paints a convincing picture of what your problem is, ID theft or not. 

I don’t advise consumers to go it alone when dealing with Experian, Equifax, and TransUnion, because these agencies know more about disputes than the average consumer (a lot more!). I have the knowledge you need to help tackle the problem and get your credit cleared, hopefully with monetary damages awarded to you. 

If you’re owed damages, that makes my service little to no cost to you too, which means you could emerge from this process better than you started, and most definitely free of identity theft. 

Sued for ID theft in Dallas, McKinney, Frisco, or Denton? Get affordable legal help!

Now, if you’ve been sued or summoned, and you’re confused not only about your credit, but also how to address the lawsuit, you’re even more likely to need my help. Start gathering every piece of documentation you have and then give me a call! Time is of the essence. 

Once you verify the lawsuit is legitimate, it’s crucial that we address it together as a team. If you do happen to be a victim of a crime, I’ll be able to help you with what comes next, including filing an ID theft report with the local police department. If I discern that your identity is safe, and you’re actually the victim of reaging, a post-bankruptcy account, or a computer error (all things I’ve seen before), I’ll do everything in my power to prove your innocence. 

While lawsuits, summons, and court can all be intimidating, I know it’s not something you should be familiar with and will make sure you have excellent counsel throughout the experience. I’ll be in your corner from beginning to end, and will do everything in my power to get you a sound victory, whatever that may look like. 

Job prospects, loans, and housing rely on good credit, and good credit means freeing yourself from this trouble, and making sure wherever you live, including DeSoto, El Paso, Cedar Park, Keller, College Station, Aledo, Dallas, Tyler, or Abilene, you’ve got the best help at your side.  

How much do identity theft lawyers cost in Dallas, Houston, or Austin?

This is a question I get a lot: when I could be the victim of criminal theft and owe all this money that’s not mine, how can I afford legal help on top of that? Well, I’m not so much in the business of retaining clients and charging for hours and half hours as I am in the business of winning cases. 

That means we’ll start small and build our work as your case develops, so that you’re not paying me top dollar if there’s not a chance that a responsible party will be refunding that amount to you for your troubles. Even if you don’t win money from your case though, the money that a good lawyer can save you in the long run is worth it for the sake of your financial future. 

If you suspect you might be the victim of identity theft, credit reporting computer error, a merged or reaged account, or some other issue in the state of Texas, call James Foley, PLLC. I’ve helped folks from Grand Prairie, Lake Worth, Waco, Benbrook, Grapevine, Austin, Midland/Odessa, San Antonio, and Galveston get back on their feet, and I can do the same for you. 

Call me today at 817-738-1633!