What’s the difference between Debt Solutions and Debt Defense? | Ft. Worth/Arlington
A debt consolidation company CAN’T help you when you’ve been sued. A debt defense attorney CAN, and may be able to help you in more ways than one, and may even cost less than a debt consolidation company in the short and/or long term too.
Debt lawsuits can be a difficult process, but when you work with an experienced Ft. Worth debt defense attorney, you’ll emerge from the experience with a plan for the future, rather than just another band-aid fix. My name is James Foley, PLLC, and I’m North Texas’s choice for debt defense.
If you’ve been sued by Bank of America, Wells Fargo, or JP Morgan for credit cards, loans, or something else, call me at once and we’ll get to the bottom of it. If you’ve been sued by a credit collector like Michael Moss, Midland Credit, or Scott & Associates, even better the reason to reach out to me. My consultations are free and you can visit my Ft. Worth offices in person if necessary: (817) 738-1633.
The Truth About Debt Solution Companies: Call a Lawyer instead!
If a Fort Worth debt consolidator was the first thing that came to mind when you received your court summons, or you considered going it alone, I’ll be the first to tell you neither is the best path forward, and for the following reasons:
-Debt consolidators can’t represent you if you’ve been sued.
-Debt counselors can’t force your lenders to negotiate your terms, but take a fee either way.
-Debt solutions companies can’t help if you pay them and one of your debts turns into a lawsuit.
If you’re already having trouble paying debts, scrounging up the funds to afford a debt counselor’s down payment could put you over the limit. Even worse, if your debt is forgiven, do you know the tax implications of forgiven debts? Don’t rob Peter just to pay Paul and get put in an even worse situation.
Lawyer for Debt Lawsuit Aledo, Weatherford, White Settlement, Burleson, TX
Lawsuits from Chase, Cavalry Portfolio, Jenkins & Young, Bank of Texas, or Michael J. Scott can likely be resolved in a number of ways, including:
1. ADJUSTING AMOUNTS OWED: I have plenty of experience when it comes to what plaintiffs may agree to with negotiated amounts. For instance, I’m aware that many banks or lenders may waive predatory fees if it means faster payment.
2. CHALLENGING THE DEBT: If your lender has sued you without proper evidence, the burden is on them to provide proof. That could mean a win for you, and a big one at that. Or, if you’ve been victimized by identity theft, you may be owed additional damages under the Fair Credit Reporting Act, another area that I litigate. Go to www.annualcreditreport.com and download a copy of your credit report today, and check for anything you don’t recognize.
3. HITTING RESET: Bankruptcy is actually excellent for my clients that truly need a fresh start. It’s not a dirty word, and anyone who wants you to think it is doesn’t have your best interest at heart. This process can be very straightforward, and can mean keeping your home and/or vehicle while you try to get back on your feet, now mostly or completely free of debts against you.
How to win lawsuits from credit cards and debt collectors | Ft. Worth Debt Attorney
A debtor wants you to think you have to pay the amount they want from you, and if you don’t take the time to think through it, you just might make that mistake. Call me today and get solutions that actually leave you better off, rather than those that just slap a band-aid over the problem: (817) 738-1633.
For debt lawsuit defense in Keller, Cleburne, Lake Worth, Burleson, White Settlement, Hurst/Euless/Bedford, Pantego, Grapevine, Benbrook, Arlington, or Mansfield, reach out to me for your free consultation and get ready to FIGHT and hopefully WIN.